When you purchased your current life insurance policy, you made estimations and assumptions about your future needs, interest rates, planned premiums and other issues. However, your life and needs are constantly changing and evolving, so your coverage should be reviewed by an expert every few years to ensure that it is still in alignment with your goals.
Low interest rates and a volatile investment climate have also caused many life insurance policies sold in the last twenty years to not perform as expected. If left unattended, many of these policies will lapse, and unfortunately, the policyholders, trustees, and professional advisers are often unaware of this.
The trustees who manage irrevocable life insurance trusts are held to a higher fiduciary standard. They carry a greater level of liability with respect to the life insurance asset that ultimately benefits the beneficiary of the trust.
We invite you to click through the links on the left to learn more about our policy review and auditing services. To schedule a consultation with us, please contact us.
12201 Merit Drive, Suite 1000
Dallas, TX 75251
Phone: 972-774-2477
Fax: 972-774-2092